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SEC EDGAR · Forms 3/4/5Updated through Oct 30, 2026•67 filings

UPST

Upstart Holdings, Inc.

Net sales of $2.3M over the last 3 months

3 sellers account for the net balance. There is no cluster of three distinct buyers within 30 days. We found 2 CEO/CFO purchases over 12 months.

How to read this signal

Only open-market P purchases and S sales count toward the signal. Vesting, options, taxes and gifts remain in the source data but do not trigger alerts. Rule 10b5-1 trades are shown as informational.

JSON example

3-month balance

−$2,318,737

1 buyers · 3 sellers

12-month purchases

$11,574,907

2 distinct insiders

12-month sales

$4,651,716

5 distinct insiders

Highlighted alerts

9

29 Rule 10b5-1 trades treated as informational

Buying cluster · 30 days

Fewer than three distinct buyers

CEO/CFO purchases · 12 months

2 executive purchases found

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Form 4 raw → Raspberry

The value is in what we do not call a signal.

The SEC XML stores every transaction. Raspberry keeps that evidence, reads the footnotes and separates voluntary open-market activity from vesting, option exercises, gifts, tax withholding, stock purchase and dividend reinvestment plans and pre-programmed 10b5-1 trades.

100
Raw transactions
Everything returned by the filing
38
Voluntary view
P/S trades after deterministic checks
67
Administrative noise
Stored, never alerted
40
10b5-1
Shown as informational
SEC ownership XML facts
Code
S
Shares
586
Price
$28.09
Footnotes
3

These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs). The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $27.97 to $28.41. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Raspberry interpretation
Informational — no alert

Reason: tax_withholding. The filing footnotes identify tax withholding.

Verify in SEC EDGAR

Recent transactions

Voluntary purchases and sales; administrative noise stays hidden.

38 transactions

Gu Paul

Chief Executive Officer

PurchaseAlert
Shares
50,000
Price
$25.55
Value
$1,277,500
Open SEC filing

Datta Sanjay

President, Capital& Enterprise

SaleAlert
Shares
116,000
Price
$27.29
Value
$3,166,197
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
913
Price
$30.03
Value
$27,417
Open SEC filing

Blankmeyer Andrea

Chief Financial Officer

Sale 10b5-1
Shares
3,000
Price
$29.33
Value
$87,990
Open SEC filing

Datta Sanjay

President, Capital& Enterprise

SaleAlert
Shares
10,000
Price
$31.46
Value
$314,633
Open SEC filing

Datta Sanjay

President, Capital& Enterprise

SaleAlert
Shares
15,000
Price
$30.41
Value
$456,116
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
974
Price
$28.99
Value
$28,236
Open SEC filing

Gu Paul

Chief Executive Officer

PurchaseAlert
Shares
50,000
Price
$27.50
Value
$1,375,000
Open SEC filing

Girouard Dave

Director

PurchaseAlert
Shares
300
Price
$29.76
Value
$8,928
Open SEC filing

Girouard Dave

Director

PurchaseAlert
Shares
169,940
Price
$29.37
Value
$4,990,679
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
390
Price
$26.02
Value
$10,148
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
866
Price
$28.79
Value
$24,932
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
390
Price
$30.25
Value
$11,798
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
1,000
Price
$50.00
Value
$50,000
Open SEC filing

Cooper Kerry Whorton

Director

Sale 10b5-1
Shares
1,500
Price
$50.00
Value
$75,000
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
7,392
Price
$50.00
Value
$369,600
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
762
Price
$38.91
Value
$29,649
Open SEC filing

Gu Paul

Chief Technology Offier

PurchaseAlert
Shares
80,000
Price
$39.23
Value
$3,138,400
Open SEC filing

Gu Paul

Chief Technology Offier

PurchaseAlert
Shares
20,000
Price
$39.22
Value
$784,400
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
1,000
Price
$55.01
Value
$55,012
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
1,000
Price
$54.64
Value
$54,640
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
1,000
Price
$70.01
Value
$70,010
Open SEC filing

Girouard Dave

Chief Executive Officer

Sale 10b5-1
Shares
6,842
Price
$65.41
Value
$447,562
Open SEC filing

Girouard Dave

Chief Executive Officer

Sale 10b5-1
Shares
34,825
Price
$64.84
Value
$2,257,983
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
4,000
Price
$69.41
Value
$277,654
Open SEC filing

Gu Paul

Chief Technology Offier

Sale 10b5-1
Shares
2,337
Price
$68.91
Value
$161,038
Open SEC filing

Gu Paul

Chief Technology Offier

Sale 10b5-1
Shares
2,663
Price
$68.35
Value
$182,021
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
1,439
Price
$69.21
Value
$99,593
Open SEC filing

Cooper Kerry Whorton

Director

Sale 10b5-1
Shares
500
Price
$69.21
Value
$34,605
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
6,402
Price
$68.00
Value
$435,336
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
1,024
Price
$68.00
Value
$69,632
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
365
Price
$70.00
Value
$25,551
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
139
Price
$63.31
Value
$8,800
Open SEC filing

Girouard Dave

Chief Executive Officer

Sale 10b5-1
Shares
2,890
Price
$63.91
Value
$184,692
Open SEC filing

Girouard Dave

Chief Executive Officer

Sale 10b5-1
Shares
38,777
Price
$63.23
Value
$2,451,742
Open SEC filing

Mirgorodskaya Natalia

See Remarks

Sale 10b5-1
Shares
365
Price
$77.97
Value
$28,457
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
1,000
Price
$80.00
Value
$80,003
Open SEC filing

Darling Scott

Chief Legal Officer

Sale 10b5-1
Shares
3,000
Price
$77.93
Value
$233,804
Open SEC filing

“Alert” means a voluntary, unscheduled transaction according to the filing; it is not an investment recommendation. Official source: SEC EDGAR.